• A collision loss is fairly self explanatory. If you collide with another vehicle or object the damage to your truck would be considered a collision loss.
• A comprehensive loss involves vehicle damage caused by a wide range of hazards including fire, theft, vandalism and bad weather.

The important characteristic to note about physical damage insurance is that it only covers damage to your scheduled vehicle(s). Physical damage insurance will not pay for bodily injury or property damage to others.

If you don't fully understand this coverage, please speak with one of our agents before purchasing.